Get Started With A Free Pre-Approval

Serving all of Canada

Can a Canadian Buy a Boat in the US? 

Sep 5, 2023 | Blog

Call (343) 312-6482 to learn more about boat financing in Canada!

Many Canadians dream of owning a boat. However, not everyone finds a Canadian broker, manufacturer, or previous owner with just the vessel they want at a price they can afford. As such, some aspiring boat owners end up importing boats from various counties.  

As providers of comprehensive boat financing, we understand the Canadian boat market and have what it takes to answer the question: Can a Canadian buy a boat in the US?  

At Canada Powersports Financing, we take pride in offering boat financing to all Canadians regardless of their credit score. You can use our financing to buy a used boat in a private purchase or get a new one from a dealer.  

Importing a Boat From the United States  

If you purchase a boat from the US, it’s important to familiarize yourself with the process involved before getting bringing the boat into Canada. Understanding the process or hiring a certified broker can save you from potential issues and headaches when bringing the vessel across the border.   

Importing a Boat From the USA  

Make sure you have all the paperwork in order before planning to import the boat into Canada. Prepare ahead of time to avoid making paperwork errors or overlooking something you may need that may delay the process or cause a problem.  

You’ll need a bill of sale when importing the boat, so you want to make sure you have evidence from the broker or dealer to ensure nothing goes wrong. You’ll also need to have your Canadian identification to prove your citizenship.  

So, can a Canadian buy a boat in the US? The short answer is yes. When importation day arrives, you’ll also have a few steps to take depending on whether you’re transporting the boat by water or land.  

If you’re transporting the boat by water, you’ll need to stop at one of the designated ports on your way for customs officials to inspect your paperwork and ensure everything is correct.  

If travelling by land, Canadian customs officers at the border will confirm everything before allowing the boat into the country. Either way, you’ll also need to pay any appropriate tax or duty owed (amounts will vary depending on various factors.)  


Once your boat crosses the Canadian border, you’ll want to look into the licensing or registration process so you can legally use your vessel on Canadian waters. Contact Transport Canada or seek professional help to determine the paperwork needed to register your vessel.  

Apply for Financing Today  

When you need boat financing, count on Canada Powersports Financing for the best approval rates. With boat financing options for those with good, bad, and no credit, we remove the frustration and delay from the application process.  

Call Canada Powersports Financing today at (343) 312-6482 to get started with a free pre-approval. Reach out for more information regarding the question, “Can a Canadian buy a boat in the US?” or to learn the factors to consider when buying a used boat. 

How To Finance an RV Over 10 Years Old

How To Finance an RV Over 10 Years Old

Exploring your RV financing options is easy—call (343) 308-1593 or connect with Canada Powersports Financing online! You want to own an RV, but you’re tight on budget. A new one could be a pipe dream, so why not look into a slightly older vehicle? You’ll have some...

Do Snowmobiles Need to Be Registered in Ontario?

Do Snowmobiles Need to Be Registered in Ontario?

Explore your snowmobile financing options by calling (343) 308-1593 today. If you’re a winter sports enthusiast and have just acquired a snowmobile, you should register it before you embark on any of Ontario’s over 300 kilometres of snowmobiling trails. How much does...

Can You Get an RV Loan for a Private Seller?

Can You Get an RV Loan for a Private Seller?

Call us for flexible financing options for private RV sales and more!  Are you looking to acquire a recreational vehicle? Did you know that you can easily find a used one at a bargain price from a private seller? If so, you may also want to know whether there are...