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Finance Academy
Straight answers on approvals, rates, private sales, the financing process and credit, written by the team that arranges powersports, RV, marine and equipment loans across Canada every day.
Choose a Topic
Getting Approved
Credit scores, bad credit, bankruptcy, self-employment, down payments and co-signors, what lenders actually weigh.
How Do I Get Approved for Financing?
What Credit Score Do I Need to Get Approved?
Can I Get Financed With Bad Credit?
Rates & Payments
How your rate is set, open loans and extra payments, refinancing, and the real cost of borrowing.
What Interest Rate Will I Get?
How Are the Rates on Powersports Loans?
Does a Down Payment Affect the Interest Rate?
Buying A Unit
Private sellers, used units, out-of-province purchases, trade-ins, liens, and buying more than one.
Can I Finance a Unit From a Private Seller?
Can I Finance a Used Powersports Unit?
Can I Finance Any Year, Make or Model?
Financing Process
Application to funding, what happens at each step, which documents come up, and how dealers and private sellers get paid.
How Does Powersports Financing Work?
How Does Financing Work Through CPF?
What Happens After I Submit My Application?
Financing Options We Offer
Ready to apply the answers above? Start with the unit you are shopping for.
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Get pre-approved in minutes. All credit types welcome — dealer or private sale, anywhere in Canada.