Finance Calculator

Calculate your Loan Payment

Vehicle or equipment price
Start with the asking price of the unit you're looking at — whether it's an ATV, RV, boat, snowmobile, or piece of equipment. This applies to both dealer and private sale purchases anywhere in Canada.
Down payment
The amount you're putting down upfront. A larger down payment reduces your loan amount and lowers your overall interest paid. Enter $0 if you're financing the full purchase.
Trade-in value
If you're trading in a unit, enter its estimated value here. The trade-in is applied as a credit against the purchase price before tax, reducing your financed amount.
Sales tax
Select your province and we'll apply the correct rate automatically. Tax is calculated on the vehicle price minus your trade-in value, before your down payment is applied.
Interest rate
Your actual rate will depend on your credit profile, the lender, and the type of unit being financed. We work with 20+ lenders across Canada. Use 9.99% as a starting estimate if you're unsure.
Loan term
The number of months to repay your loan. Longer terms mean lower payments but more interest over time. Shorter terms cost less overall but increase your payment. Terms typically range from 24 to 84 months depending on the unit.